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Meet Shelly Leggett

Independent mortgage broker, former paralegal, and the person who will read the fine print so you don't have to wonder.

Shelly Leggett, independent mortgage broker
Shelly LeggettMortgage Broker · NMLS #2644875

Before mortgages, the fine print

Shelly Leggett spent 18 years as a paralegal before she ever wrote a loan. She read contracts, tracked deadlines, and saw how a detail buried on page nine could follow someone for years.

More notable than any credential is her willingness to give a client the honest answer, even when that answer is “not yet,” and even when it costs her the deal.

A project manager's discipline

Shelly brings organization to every file: reading closely, asking questions early, and surfacing problems long before they become closing-day surprises. She understands that a mortgage is not a rate on a screen. It's a contract you live inside for decades.

Independent, by design

As an independent broker, Shelly compares options across multiple lenders and explains them in plain language, whether a client is buying a first home, refinancing, investing, or navigating a situation that doesn't fit neatly inside the box.

How Shelly works

  • Conversation first, application second
  • Options compared across multiple lenders
  • Every document explained in plain English
  • One point of contact, start to finish
  • Honest answers, even when it's “not yet”
  • Proactive updates for clients and agents
18years as a paralegal
14states licensed
~20days to close for most of her loans
1person, start to finish

What clients and agents say

★★★★★

"I felt able to connect with Shelly anytime I had a question. In my opinion, she is the only person I feel truly comfortable referring my future clients to."

Client review
★★★★★

"I had an outstanding experience working with Shelly throughout my loan process. From start to finish, she was knowledgeable, responsive, and incredibly helpful every step of the way."

Client review

Ready when you are.

It starts with a conversation, not an application. No credit check, no cost, no pressure.

Or call or text 470-770-1394